Ethics.....a really important word for all of us .I have always tried to maintain it but sometimes it leads me to a dead-end....a black hole.It tests my perseverance again and again.However hard I try the opposition is far more intense.Is this word superficial or its meaning is derived from an ideal non-existent world?. In business ethical standards are hard to maintain,thanks to our system and us who easily get adapted to the system.The bureaucracy does not move without the so called `suvidha-shulk`(service charg the ).Why is so ? .Aren`t they paid well enough to survive ? ,Or, is it the human nature of exercising power to extract more financial gains?.Ethics , if really this word has to exist in dictionary has to be imbibed in every individual right from the birth else we all will be engaged in exploiting and being-exploited by each other ............and our savings rate will succumb to the expenditure index.